Financial Resources


  • SoFi: Student Loan Refinancing Through SoFi

ONA has partnered with SoFi to offer student loan debt refinancing at low rates, creating meaningful savings for borrowers. 

ONA members, friends, and family receive a $300 Welcome Bonus when they apply through

Refinancing is a great solution for working graduates who have high-interest, unsubsidized Direct Loans, Graduate PLUS loans, and/or private loans. Federal loans do carry some special benefits, for example, public service forgiveness and economic hardship programs, that may not be accessible to you after you refinance. 

 SoFi offers a range of options to optimize your monthly payments, lifetime cost, or speed of pay off, all in addition to no fees and no catch. What’s not to like?  Check your rate in two minutes at

  • AFT Student Debt Clinics: Find out if you are eligible for federal student loan forgiveness and how to apply.

American Federation of Teachers (AFT):

Free consumer credit counseling, budget advice and discounted debt-management services are available 24 hours a day to help members with confidential financial guidance.

The AFT + credit card program offers three credit card options that AFT members and their families can apply for.

In tough times, a variety of AFT + Member Benefits programs, through Union Plus, offer tools to help stretch your household budget and in some cases, offer direct financial aid.

Other Ohio Resources: